Immediate Need Funeral, Cremation
& Cemetery Financing Solutions

Get peace of mind.
When an unexpected death occurs, rest easy knowing your family will have one less thing to worry about with simple, low-cost financing solutions. Ensure your loved ones get the funeral they deserve with affordable financing solutions that help you:
- Pay for unexpected funeral costs.
- Cover cemetery expenses and other associated costs.
- Use as a funding source until life insurance benefits get paid.
Affordable Funding Options for You
Within minutes, you can get financing for a loved one who has passed or is about to pass without prior funeral arrangements in place.
- Check your rate for free without impacting your credit score.
- Receive offers in three simple steps if you qualify.
- Choose from flexible financing programs ranging from $2,000 - $25,000 with repayment terms up to 48 months.
Shared Expenses
Multiple applicants can share funeral and cemetery expenses by simply determining each person's share of the expenses and applying accordingly. Loan proceeds are paid directly to the funeral and cemetery facilities.
Fast Funding
The application is quick and easy to complete. Credit decisions take into account your current repayment trends in addition to historical credit scores.
You'll get a decision within minutes with fast funding:
- Receive money in your account within 24 hours.
- Pay the funeral home as soon as the next business day
- Apply online or complete the application through us (recommended)
FAQs
What is the APR?
Interest rates start at 14.49% and are dependent upon credit range and ability to pay.
Is there a prepayment penalty?
No. There is not a penalty for paying off your account early.
How long does it take for a credit decision?
Simply apply online and complete the application process in a matter of minutes.
*Funding through American Healthcare Finance for at-need funeral and cemetery plans only. American Healthcare Finance is not affiliated with Memorial Park Funeral Home and Cemetery or any of its affiliates. All credit applications, processes, decisions and any resulting loans are the sole responsibility of American Healthcare Finance and its lending sources. Additional restrictions apply.